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We buy houses in Arkansas!
The world is a tough place. You probably know that better than anyone these days. It can be hard to support yourself let alone a family also. After you got a job promotion, you decided to buy a nice house in Arkansas. It was within your price range and you haven't taken out 2nd and 3rd mortgages like many people you know. They use that money for new appliances, a pool, new furniture, and even vacations. You were responsible and just kept the mortgage payments their minimum amount and made them on time. There was no way you were getting into more debt because the house was supposed to be a positive thing for your family, not a source of stress and problems. But now, you are trying to find ways to avoid foreclosure. How did this happen? What can you do?

Just because you are a responsible homeowner yet you are still facing foreclosure does not make you a bad person nor should you feel guilt for the way life has turned. You pay the bills on time, one of your vehicles is paid for, and you have only a small amount of a student loan remaining to pay off. Not too many of your friends can even say that for their own finances. But you still find yourself in a bad situation. When the company for whom you worked, closed the doors five months ago, you didn't think it would be the end of your life, or even feel close to it. Little did you know that when that happened and you lost the medical insurance and other benefits, your daughter would get sick. With no insurance and tax returns showing you made decent money, you were not able to get discounted health care. They seem to think that if you can make that amount of money, ever, you can always make that kind of money. You have been unable to find work for months now and the bills keep piling up. In order for your daughter to receive treatment, you had to pay the bills up front. Even with negotiations, the bills are still more than you had in the emergency fund.

You thought all the bases were covered. You even kept your resume up to date in case you lost your job and now that it happened, the job market seems to have dried up overnight. If you can't pay the house payment, you can't do anything more to avoid foreclosure. You need a fast house sale to get out of debit and save money. What about selling your property in Arkansas to an investment company like iBuyHouses.com? It may not be the ideal way to sell a house, in your opinion, but if you can sell it and avoid foreclosure, you won't damage your future further. If the house is bought, you can move on to a smaller rental until things begin to look up for you and your family. You didn't cause the chain of events to happen that put you in this position but you can cause the course of the future and make it positive.

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