Why You Should Consider Selling Your House Now
Unless you've been living in isolation, under a rock, or on a remote island somewhere, you've heard about the downturn of the real estate market. It started several years ago and has come back slightly but still fluctuates more than it ever has in the past. Real estate used to be a fairly sound investment. The American dream was to own a house and people would start off with a small house, a starter house it was called. Then as their families grew or they just needed more space, they would sell the small house and use that money to move into the bigger house. They would usually stay in that house until they were ready to retire and sell it to another person in the situation they were in years ago. It was a cycle that many people found comforting and routine.

As a homeowner, you were given credibility and respect because you were smart enough to buy rather than just throw your money away in a rental property. Once you bought a house, you had arrived and you were on your way to that job promotion, a family, and living happily ever after. Homeowners could paint and wallpaper their walls, build a deck, install a pool, remodel the master bathroom, and even make the attic into another bedroom if they wanted to. Renters were envious of the freedom and ability to customize that homeowners had and worked hard to get to that station in life.

Things have changed and the market has dictated those changes. More and more people are finding themselves in homes they can't afford or homes that have lost value. Real estate wasn't supposed to be a bad investment. It is one that everyone makes and one that we are all told is wise. For some people in some areas, it has turned the American dream into the American nightmare. Houses are no longer a sure-fire investment and the buying and selling process is more difficult than ever. There is much more to being a homeowner than you may have thought and you need to sell your property and begin your life in a more manageable situation.

You are not alone. When the real estate market changed, it created situations for people they never thought possible. Their houses have lost value and their mortgage companies won't renegotiate to reflect the lowered appraisals. What do they do?

Here are some options for distressed homeowners:

* Walk away and hope for the best

* Attempt to sell the house and break even

* Sell the house and lose lots of money

* Try to do a short sale and risk the lenders saying no

* Hang on to the house making the payments and wish on a prayer the real estate market comes back and the house is worth something again

Many homeowners will choose the last option because again, we are trained to think we have to own a home. This is simply not the case. You need to own a home that you can afford and one that will be a positive thing in your life. If yours is causing you stress and money you don't have, it's time to sell it and move on. You can move on to a house that suits your needs and your budget while selling yours in a legal and non-destructive manner to your credit.

By deciding to hold onto your house, you run the risk of never selling it and facing foreclosure. Don't wait that long. Once you get to that point, you will be discouraged and the foreclosure notices and the embarrassment from that can be almost more than you can handle. There is just no need to allow things to get to that point. Face the facts that you may need to sell your property in a non-conventional manner, such as to an investment company. It may seem strange to sell your home to a company but it is one of the most effective ways to sell in today's market. The market isn't the same as it was 10-20 years ago so you can't expect the transactions to be the same. Just because you are choosing to sell in an innovative manner doesn't mean it's wrong and you will still have the same result: a sold house and you can move on.

Waiting on the market to change is like waiting for the sun to come out. Yes, it can happen but you may not know when or how long it will be out. Don't let the market dictate your future. When you wait, you put yourself and your family at an unnecessary risk. The market may come back or it may not. So far this year, the sales have increased slightly but the overall price of homes has not increased. That basically tells you that sellers are becoming more flexible and willing to sell so their asking prices are being negotiated. Sellers are learning to not wait when they have a solid offer, even if they will lose money, they can at least move on to a better situation.

Real estate is a fickle market. It is based on the public and what they want at any given time. We all know how trends come and go in every other industry and real estate is no different. One week home buyers want smaller homes with energy efficiency in every room and in another week buyers want large homes for entertaining. There have been countless changing trends throughout the years with the supply and demand and the ease of financing for home buyers. It is not wise to wait on an ever changing market to sell your property.

When the chance comes up, you need to take control of the situation and sell your house. In the end, isn't that your goal, to sell your property and move on? Once you sell, you could take advantage of the low housing prices on many beautiful homes and move into the house of your dreams while the prices are low and the supply is high.

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Privacy Policy

Last updated: September 10, 2020

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

When You pay for a product and/or a service via bank transfer, We may ask You to provide information to facilitate this transaction and to verify Your identity. Such information may include, without limitation:

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service.

You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close your web browser. Learn more about cookies: All About Cookies.

We use both session and persistent Cookies for the purposes set out below:

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

We may share your personal information in the following situations:

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to - and maintained on - computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Detailed Information on the Processing of Your Personal Data

Service Providers have access to Your Personal Data only to perform their tasks on Our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service providers to monitor and analyze the use of our Service.

Advertising

We may use Service providers to show advertisements to You to help support and maintain Our Service.

Email Marketing

We may use Your Personal Data to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.

We may use Email Marketing Service Providers to manage and send emails to You.

Payments

We may provide paid products and/or services within the Service. In that case, we may use third-party services for payment processing (e.g. payment processors).

We will not store or collect Your payment card details. That information is provided directly to Our third-party payment processors whose use of Your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

When You use Our Service to pay a product and/or service via bank transfer, We may ask You to provide information to facilitate this transaction and to verify Your identity.

Behavioral Remarketing

The Company uses remarketing services to advertise on third party websites to You after You visited our Service. We and Our third-party vendors use cookies to inform, optimize and serve ads based on Your past visits to our Service.

Usage, Performance and Miscellaneous

We may use third-party Service Providers to provide better improvement of our Service.

CCPA Privacy

Your Rights under the CCPA

Under this Privacy Policy, and by law if You are a resident of California, You have the following rights:

Exercising Your CCPA Data Protection Rights

In order to exercise any of Your rights under the CCPA, and if you are a California resident, You can email or call us or visit our "Do Not Sell My Personal Information" section or web page.

The Company will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonable necessary and with prior notice.

Do Not Sell My Personal Information

We do not sell personal information. However, the Service Providers we partner with (for example, our advertising partners) may use technology on the Service that "sells" personal information as defined by the CCPA law.

If you wish to opt out of the use of your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions below.

Please note that any opt out is specific to the browser You use. You may need to opt out on every browser that you use.

Website

You can opt out of receiving ads that are personalized as served by our Service Providers by following our instructions presented on the Service:

The opt out will place a cookie on Your computer that is unique to the browser You use to opt out. If you change browsers or delete the cookies saved by your browser, you will need to opt out again.

Mobile Devices

Your mobile device may give you the ability to opt out of the use of information about the apps you use in order to serve you ads that are targeted to your interests:

You can also stop the collection of location information from Your mobile device by changing the preferences on your mobile device.

"Do Not Track" Policy as Required by California Online Privacy Protection Act (CalOPPA)

Our Service does not respond to Do Not Track signals.

However, some third party websites do keep track of Your browsing activities. If You are visiting such websites, You can set Your preferences in Your web browser to inform websites that You do not want to be tracked. You can enable or disable DNT by visiting the preferences or settings page of Your web browser.

Your California Privacy Rights (California's Shine the Light law)

Under California Civil Code Section 1798 (California's Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties' direct marketing purposes.

If you'd like to request more information under the California Shine the Light law, and if you are a California resident, You can contact Us using the contact information provided below.

California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)

California Business and Professions Code section 22581 allow California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.

To request removal of such data, and if you are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.

Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

Security Page Purpose

The information contained within this document aims to provide a glimpse of the security measures our website employs to protect the integrity of our data and the privacy of our website users.

Data Encryption (SSL)

This site has chosen a thawte SSL Certificate to improve Web site security. “This website is secured using a Thawte Digital Certificate. This ensures that all information you send to us via the World Wide Web will be encrypted.”

Throughout iBuyHouses.com we have incorporated Thawte SSL Encryption providing up to 256-bit data encryption into our forms to handle the transfer of any personal data. All forms requesting personal information on this site will display a badge with the Thawte logo so you can be sure the form you are about to submit is secure. You may click on the badge to find out more about our SSL and verify that our certificate is valid.

What is SSL-encryption?

When you access our SSL-encrypted page, your browser validates our SSL-certificate by contacting the source of certification (Thawte Server CA). This way the browser ensures that it is connected to the server you have requested and not to an impostor. After successful validation, your data is ciphered with up to 256-bit-encryption and transmitted.