Why You Should Consider Selling Your House Now
Unless you've been living in isolation, under a rock, or on a remote island somewhere, you've heard about the downturn of the real estate market. It started several years ago and has come back slightly but still fluctuates more than it ever has in the past. Real estate used to be a fairly sound investment. The American dream was to own a house and people would start off with a small house, a starter house it was called. Then as their families grew or they just needed more space, they would sell the small house and use that money to move into the bigger house. They would usually stay in that house until they were ready to retire and sell it to another person in the situation they were in years ago. It was a cycle that many people found comforting and routine.

As a homeowner, you were given credibility and respect because you were smart enough to buy rather than just throw your money away in a rental property. Once you bought a house, you had arrived and you were on your way to that job promotion, a family, and living happily ever after. Homeowners could paint and wallpaper their walls, build a deck, install a pool, remodel the master bathroom, and even make the attic into another bedroom if they wanted to. Renters were envious of the freedom and ability to customize that homeowners had and worked hard to get to that station in life.

Things have changed and the market has dictated those changes. More and more people are finding themselves in homes they can't afford or homes that have lost value. Real estate wasn't supposed to be a bad investment. It is one that everyone makes and one that we are all told is wise. For some people in some areas, it has turned the American dream into the American nightmare. Houses are no longer a sure-fire investment and the buying and selling process is more difficult than ever. There is much more to being a homeowner than you may have thought and you need to sell your property and begin your life in a more manageable situation.

You are not alone. When the real estate market changed, it created situations for people they never thought possible. Their houses have lost value and their mortgage companies won't renegotiate to reflect the lowered appraisals. What do they do?

Here are some options for distressed homeowners:

* Walk away and hope for the best

* Attempt to sell the house and break even

* Sell the house and lose lots of money

* Try to do a short sale and risk the lenders saying no

* Hang on to the house making the payments and wish on a prayer the real estate market comes back and the house is worth something again

Many homeowners will choose the last option because again, we are trained to think we have to own a home. This is simply not the case. You need to own a home that you can afford and one that will be a positive thing in your life. If yours is causing you stress and money you don't have, it's time to sell it and move on. You can move on to a house that suits your needs and your budget while selling yours in a legal and non-destructive manner to your credit.

By deciding to hold onto your house, you run the risk of never selling it and facing foreclosure. Don't wait that long. Once you get to that point, you will be discouraged and the foreclosure notices and the embarrassment from that can be almost more than you can handle. There is just no need to allow things to get to that point. Face the facts that you may need to sell your property in a non-conventional manner, such as to an investment company. It may seem strange to sell your home to a company but it is one of the most effective ways to sell in today's market. The market isn't the same as it was 10-20 years ago so you can't expect the transactions to be the same. Just because you are choosing to sell in an innovative manner doesn't mean it's wrong and you will still have the same result: a sold house and you can move on.

Waiting on the market to change is like waiting for the sun to come out. Yes, it can happen but you may not know when or how long it will be out. Don't let the market dictate your future. When you wait, you put yourself and your family at an unnecessary risk. The market may come back or it may not. So far this year, the sales have increased slightly but the overall price of homes has not increased. That basically tells you that sellers are becoming more flexible and willing to sell so their asking prices are being negotiated. Sellers are learning to not wait when they have a solid offer, even if they will lose money, they can at least move on to a better situation.

Real estate is a fickle market. It is based on the public and what they want at any given time. We all know how trends come and go in every other industry and real estate is no different. One week home buyers want smaller homes with energy efficiency in every room and in another week buyers want large homes for entertaining. There have been countless changing trends throughout the years with the supply and demand and the ease of financing for home buyers. It is not wise to wait on an ever changing market to sell your property.

When the chance comes up, you need to take control of the situation and sell your house. In the end, isn't that your goal, to sell your property and move on? Once you sell, you could take advantage of the low housing prices on many beautiful homes and move into the house of your dreams while the prices are low and the supply is high.

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